Surety Bonds
Contract bonds, commercial bonds, and license bonds that give your partners and clients the confidence to move forward.
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Serving Warrenton Since 1897
Your Community
Deserves Better
Protection
For over 125 years, Citizens Insurance and Bonding has stood as Warrenton's trusted partner for surety bonds, insurance solutions, and professional financial services. We don't just cover risks — we eliminate them.
125+
Years of Service
10K+
Clients Served
99%
Claims Satisfaction
Bond Capacity
$5M+ Coverage
Response Time
Same Day
What We Offer
Comprehensive Protection
Comprehensive Protection
For Every Need
From construction bonds to commercial insurance, we deliver tailored solutions that protect what matters most to you and your business.
Insurance Solutions
Commercial, professional, and personal insurance policies designed around your specific risk profile and budget.
Learn moreBonding Services
Fiduciary bonds, court bonds, and public official bonds ensuring compliance and financial accountability.
Learn moreFinancial Advisory
Expert guidance on risk management, capital planning, and financial strategies tailored to your business goals.
Learn moreGroup Benefits
Health, dental, vision, and life insurance packages for businesses of every size — from startups to enterprises.
Learn moreRisk Consulting
Thorough risk assessments and mitigation strategies to safeguard your operations and future investments.
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1897
Established Year
Our Story
Rooted in Warrenton.
Rooted in Warrenton.
Built on Trust.
Since 1897, Citizens Insurance and Bonding has been a cornerstone of Warrenton's business community. What started as a small agency with a big commitment to our neighbors has grown into one of the region's most respected insurance and bonding firms.
We believe that protection isn't just about policies — it's about people. Every bond we issue, every claim we handle, and every relationship we build is guided by one principle: your peace of mind is our responsibility.
Locally Owned & Operated
Deep ties to the Warren County community
Fully Licensed & Bonded
State-authorized with A-rated carriers
Personalized Service
No call centers — real people, real answers
Why Choose Us
The Citizens
The Citizens
Difference
01
125+ Years of Stability
While others come and go, we've been here since 1897. Our longevity isn't luck — it's built on thousands of satisfied clients who trust us with their most important protections.
02
Fast Bond Issuance
Most bonds issued same-day. We understand deadlines matter, and we move at the speed your business demands.
03
Transparent Pricing
No hidden fees, no surprise premiums. We provide clear, upfront quotes so you know exactly what you're paying for.
04
Community-First Approach
We're not a national call center. We're your neighbors on North Main Street. When you call, you talk to someone who knows Warrenton, Warren County, and the businesses that make this community thrive.
Get In Touch
Let's Start a
Let's Start a
Conversation
Visit us on North Main Street, give us a call, or send an email. We respond to every inquiry within one business day.
Address
130 N Main St, Warrenton
NC 27589-1957
NC 27589-1957
Phone
(125) 225-73128
Hours
Mon – Fri: 9:00 AM – 5:00 PM
Sat – Sun: By Appointment
Sat – Sun: By Appointment
Request a Free Quote
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